Obligation ING Groep N.V. 4.5% ( XS0748187902 ) en EUR

ING Groep N.V.

100 % ▼

Pays-Bas

XS0748187902 ( en EUR )

4.5% par an ( paiement annuel )

20/02/2022 - Obligation échue

Prospectus brochure de l'obligation ING Bank N.V XS0748187902 en EUR 4.5%, échue

100 000 EUR

1 750 000 000 EUR

ING Bank N.V. est une banque multinationale néerlandaise offrant une large gamme de services financiers, notamment la banque de détail, la banque d'investissement et la gestion d'actifs, à travers le monde.

L'Obligation émise par ING Groep N.V. ( Pays-Bas ) , en EUR, avec le code ISIN XS0748187902, paye un coupon de 4.5% par an.
Le paiement des coupons est annuel et la maturité de l'Obligation est le 20/02/2022

Execution copy
Final Terms dated 17 February 2012
ING Bank N.V.
Issue of 1,750,000,000 4.500 per cent. Fixed Rate Notes due 21 February 2022
under the 45,000,000,000 Programme for the Issuance of Debt Instruments
The Base Prospectus referred to below (as completed by these Final Terms) has been prepared on the basis
that any offer of Notes in any Member State of the European Economic Area (the "EEA") which has
implemented the Prospectus Directive (Directive 2003/71/EC) (each, a "Relevant Member State") will be
made pursuant to an exemption under the Prospectus Directive, as implemented in that Relevant Member
State, from the requirement to publish a prospectus for offers of the Notes. Accordingly any person making or
intending to make an offer in that Relevant Member State of the Notes may only do so in circumstances in
which no obligation arises for the Issuer or any Dealer to publish a prospectus pursuant to Article 3 of the
Prospectus Directive or supplement a prospectus pursuant to Article 16 of the Prospectus Directive, in each
case, in relation to such offer. Neither the Issuer nor any Dealer has authorised, nor do they authorise, the
making of any offer of Notes in any other circumstances.
Part A -- Contractual Terms
Terms used herein shall be deemed to be defined as such for the purposes of the Terms and Conditions of the
Notes (the "Conditions") set forth in the Base Prospectus dated 11 May 2011 and the supplemental
prospectuses dated 21 June 2011, 11 August 2011, 7 November 2011, 8 December 2011 and 13 February 2012
(together, the "Prospectus"), which together constitute a base prospectus for the purposes of the Prospectus
Directive (Directive 2003/71/EC) (the "Prospectus Directive"). This document constitutes the Final Terms
applicable to the issue of Notes described herein for the purposes of Article 5.4 of the Prospectus Directive (as
implemented by the Dutch Financial Supervision Act (Wet op het financieel toezicht) and its implementing
regulations) and must be read in conjunction with such Prospectus. Full information on the Issuer and the
offer of the Notes is only available on the basis of the combination of these Final Terms and the Prospectus.
The Prospectus is available for viewing at the Issuer's website (www.ing.com) and copies may be obtained
from ING Groep N.V., c/o ING Bank N.V. at Foppingadreef 7, 1102 BD Amsterdam, The Netherlands.
Prospective investors should carefully consider the section "Risk Factors" in the Base Prospectus.
1
Issuer:
ING Bank N.V.
2
(i)
Series Number:
62
(ii) Tranche Number:
1
3
Specified Currency or Currencies:
EUR ()
4
Aggregate Nominal Amount of Notes
admitted to trading:
(i)
Series:
1,750,000,000
(ii) Tranche:
1,750,000,000
5
Issue Price:
100.00% of the Aggregate Nominal
Amount
6
(i) Specified Denominations:
100,000 and integral multiples of 1,000
in excess thereof up to and including
199,000. No Notes in definitive form
will be issued with a denomination above
199,000.
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(ii) Calculation Amount:
1,000
7
(i)
Issue Date:
21 February 2012
(ii) Interest Commencement Date:
Issue Date
8
Maturity Date:
21 February 2022
9
Interest Basis:
4.500% Fixed Rate
(further particulars specified below)
10
Redemption/Payment Basis:
Redemption at par
11
Change of Interest Basis or
Redemption/Payment Basis:
Not Applicable
12
Put/Call Options:
Not Applicable
13
Status of the Notes:
Senior
14
Method of distribution:
Syndicated
Provisions relating to Interest (if any) payable
15
Fixed Rate Note Provisions
Applicable
(i)
Rate of Interest:
4.500% per annum payable annually in
arrear.
(ii) Interest Payment Date(s):
21 February in each year commencing on
(and including) 21 February 2013 up to
(and including) the Maturity Date.
(iii) Fixed Coupon Amount(s):
45.00 per Calculation Amount
(iv) Broken Amount(s):
Not Applicable
(v) Day Count Fraction:
Actual/Actual (ICMA)
(vi) Determination Dates:
21 February in each year
(vii) Other terms relating to the method of
calculating interest for Fixed Rate Notes:
None
(viii) Other terms relating to the method of
calculating interest for Fixed Rate Notes:
Not Applicable
16
Floating Rate Note Provisions
Not Applicable
17
Zero Coupon Note Provisions
Not Applicable
18
Index-Linked Interest Note/other
variable-linked interest Note Provisions
Not Applicable
19
Dual Currency Note Provisions
Not Applicable
Provisions relating to Redemption
20
Issuer Call
Not Applicable
21
Investor Put
Not Applicable
22
Final Redemption Amount of each Note:
1,000 per Calculation Amount
23
Early Redemption Amount
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(i) Early Redemption Amount of each Note
payable on redemption for taxation reasons
or on event of default and/or the method of
calculating the same (if required or if
different from that set out in Condition
6(e)):
Condition 6(e) applies.
(ii) Notice period (if other than as set out in
the Conditions):
Not Applicable
(iii) Other (Condition 6(k)):
Not applicable
General Provisions Applicable to the Notes
24
Form of Notes
(i)
Form:
Bearer Notes
Temporary Global Note exchangeable for
a Permanent Global Note which is
exchangeable for Definitive Notes only
on the occurrence of an Exchange Event,
subject to mandatory provisions of
applicable laws and regulations.
(ii)
New Global Note:
Yes
25
Additional Financial Centre(s) or other
special provisions relating to Payment
Amsterdam
Dates:
26
Talons for future Coupons or Receipts to be
attached to Definitive Notes (and dates on
which such Talons mature):
No
27
Details relating to Partly Paid Notes:
amount of each payment comprising the
Issue Price and date on which each payment
is to be made and, if different from those
specified in the Temporary Global Note,
consequences of failure to pay, including
any right of the Issuer to forfeit the Notes
and interest due on late payment:
Not Applicable
28
Details relating to Instalment Notes:
(i)
Instalment Amount(s):
Not Applicable
(ii) Instalment Date(s):
Not Applicable
29
For the purposes of Condition 13, notices to
be published in the Financial Times
(generally yes, but not for domestic issues):
No
30
Other final terms:
Not Applicable
Distribution
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31
(i)
If syndicated, names of Managers:
Joint Lead Managers:
Crédit Agricole Corporate and Investment
Bank; Deutsche Bank AG, London
Branch; ING Bank N.V.; UBS Limited.
Co-Lead Managers:
Commerzbank Aktiengesellschaft;
DekaBank Deutsche Girozentrale;
DZ BANK AG Deutsche Zentral-
Genossenschaftsbank, Frankfurt am
Main; HSBC Bank plc; Landesbank
Baden-Württemberg.
(ii) Date of Syndication Agreement:
17 February 2012
(iii) Stabilising Manager (if any):
Not Applicable
32
If non-syndicated, name of Dealer:
Not Applicable
33
Total commission and concession:
Not Applicable
34
U.S. Selling Restrictions:
Reg. S Compliance Category 2; TEFRA
D
35
Non-exempt Offer:
Not Applicable
36
Additional selling restrictions:
The Notes are not and may not be offered
in The Netherlands other than to persons
or entities which are qualified investors as
defined in article 1:1 of the Dutch
Financial Supervision Act (Wet op het
financieel toezicht).
Purpose of Final Terms
These Final Terms comprise the final terms required for issue and admission to trading on Euronext
Amsterdam of the Notes described herein pursuant to the 45,000,000,000 Programme for the Issuance of
Debt Instruments of ING Groep N.V. and ING Bank N.V.
Responsibility
The Issuer accepts responsibility for the information contained in these Final Terms. To the best of the
knowledge and belief of the Issuer (having taken all reasonable care to ensure that such is the case) the
information contained in these Final Terms is in accordance with the facts and does not omit anything likely
to affect the import of such information.
Signed on behalf of the Issuer:
By: ...................................................
Duly authorised
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By: ...................................................
Duly authorised
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Part B -- Other Information
1.
Listing
Listing
Application is expected to be made by the
Issuer (or on its behalf) for the Notes to be
admitted to trading on Euronext Amsterdam
with effect from the Issue Date.
2.
Ratings
Ratings:
The Notes to be issued are expected to be
rated:
Moody's: Aa3
Standard & Poor's: A+
Fitch: A+
3.
Interests of Natural and Legal Persons involved in the Offer
Save as discussed in "Subscription and Sale" in the Base Prospectus, so far as the Issuer is aware,
no person involved in the offer of the Notes has an interest material to the offer.
4.
Reasons for the Offer and Estimated Net Proceeds and Total Expenses
Estimated total expenses:
7,000 in relation to the admission to trading.
5.
Yield
Indication of yield:
4.500% per annum.
As set out above, the yield is calculated at the
Issue Date on the basis of the Issue Price. It is
not an indication of future yield.
6.
Operational Information
(i)
ISIN Code:
XS0748187902
(ii) Common Code:
074818790
(iii) Any clearing system(s) other than
Euroclear Bank S.A./N.V. and Clearstream
Banking, société anonyme/Euroclear
Netherlands and the relevant identification
number(s):
Not Applicable
(iv) Delivery:
Delivery against payment.
(v) Names and addresses of initial Paying
Agent(s):
As set out in the Base Prospectus.
(vi) Names and addresses of additional Paying
Agent(s) (if any):
Not Applicable
(vii) Name and address of Calculation Agent:
Not Applicable
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(viii) Intended to be held in a manner which
would allow Eurosystem eligibility:
Yes
Note that the designation "yes" simply means
that the Notes are intended upon issue to be
deposited with one of the International Central
Securities Depositories as Common Safekeeper
and does not necessarily mean that the Notes
will be recognised as eligible collateral for
Eurosystem monetary policy and intra-day
credit operations by the Eurosystem either upon
issue or at any or all times during their life.
Such recognition will depend upon satisfaction
of the Eurosystem eligibility criteria.
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